Save your Digital Pennies

One thing we do with our finanices is keep a spending worksheet. It's a running total of what we deposit and what we spend. It's in an excel file so it keeps a tally of how much we have in our checking account. Each time I write a check, I put it in. The date, check #, what for and amount deducted. Each time I spend money from my check card, the amount and info goes on to the sheet.

One thing I also do with the sheet is round up every purchase to a $1. So it I spend $21.27 on gas, I put in $22.00. Then in a seperate column, I write in the difference. So that would be $0.73. At the end of the month, I total all my digital pennies and then transfer that amount into a savings account.

It might only come up to $25.00 a month. But over 12 months thats an extra $300. I also have 4% interested on my savings account through IngDirect. So that's an extra $12.00 a year from saving a few digital cents.

Mentors

They say to surround yourself with the people you can learn things from. Who have already achieved the goals you set for yourself.

Well, I don't know too many people around me that have achieved financial freedom, but it is something I want for my family.

I have come across the blog http://millionairemommynextdoor.blogspot.com and I'm going to name her my official online mentor. It is full of fantastic information and the relization that people really do live in Financial Freedom.

So I'm going to keep cutting coupons and paying off debt. Because someday I will get there as well!

Grocery Deals of the Week Jan 1/16

Ok, here are the top grocery deals of the week. Get your coupons ready, because you can get some products for pennies on the dollar!

Alberton's Huge Cereal Sale
Get the Alberton's Flyer. There is a "Save $4.00" Coupon when you buy 4 boxes of marked kellog's cereal.
Here is the breakdown:
Retail ad price: 4 for $12
Less $4 on box coupon
Less $4 ad coupon
Final price is 4 for $4!!!